How to initiate a withdrawal

To transfer your funds back to your bank account:

  • Head to the Account tab > Settings > Transfers
  • Tap "Withdraw"
  • Enter in the amount you’d like to withdraw (minimum $100)
  • If you would like to hold your funds in your Titan Cash account instead of your external bank account, simply tap the Destination button under the transfer value and select "Titan Cash." Funds held in your Titan Cash account will be eligible for faster execution times when you're ready to invest in the future.

How long does it take to withdraw money from Titan?

It typically takes ~2-4 business days to withdraw your funds from Titan back into your bank account.  

Liquidation trades generally occur within ~1-2 business days of withdrawal initiation, and fund settlement / transfer generally takes another ~1-2 business days. 


How long does it take to withdraw my entire balance at Titan?

If you wish to liquidate your entire portfolio balance, we can typically initiate this within ~1-2 business days. It then takes ~2-4 business days to withdraw your funds from Titan back into your bank account.


When I withdraw from Titan, do my securities get sold immediately?

No. Per our Account Management Agreement, Titan anticipates (but is not obligated to) that it will batch account orders to obtain "best execution." Batches are typically executed mid-afternoon each day. As such, the exact funds sent to your bank account may differ from the amount seen when your withdrawal was initiated, due to equity price movements.

Withdrawals greater than $50,000

For security reasons, we are only able to withdraw to your linked bank a maximum of $50,000 each business day.

If you initiate a withdrawal from your Titan account to your linked bank for an amount greater than $50,000, we’ll automatically transfer up to $50,000 from your Titan account to your bank account every business day until your full withdrawal value has been fulfilled.

If you initiate a withdrawal(s) that causes your total daily withdrawals to exceed $50,000, that withdrawal(s) will be delayed until the next business day. We'll then automatically re-try that withdrawal(s) from your Titan account to your bank account each business day thereafter until the withdrawal value(s) has been fulfilled.


Withdrawal Restrictions

Withdrawal Holding Period

Before you can initiate a withdrawal of your funds, your deposits must remain in your account for a minimum of 5 trading days. On the 6th day, those funds will go into your Withdrawable Value. This withdrawal holding period is for anti-money laundering and risk management purposes.

Keep in mind that weekends and some US holidays don’t count as trading days.

Settlement Period 

Following a sale of Titan stocks, your funds must settle before you can withdraw them to your bank account. The settlement period is the trade date plus 2 trading days (T+2), or Regular Way Settlement. On the 3rd day, assuming your withdrawal holding period has passed, those funds will go into your Withdrawable Value.

Keep in mind that weekends and some US holidays don’t count as trading days.

Please email us at support@titanvest.com with any questions that are not answered above, and we would be happy to help you.

Anti-Money Laundering (AML) Withdrawal Restrictions

In order to comply with anti-money laundering guidelines, you can only withdraw funds to the original account from which they were deposited. Funds must stay in your account for at least 60 days before you’re able to initiate a withdrawal to a different bank account.

We are able to initiate a transfer to another bank account for you, provided we receive the following information:

  • A photo of your government issued ID.
  • Bank statements showing that you're the account holder of the linked bank accounts.
  • Amount and bank account that you would like to transfer to.

Please email us at support@titanvest.com with this information and we would be happy to help you.


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